Wednesday, December 29, 2010

Payroll Bonus In Silver Eagles

Like the gold/silver IRA program, create service to allow businesses to pay just bonuses in gold/silver eagles. Provide tax forms. Get insured and stable to allow governments to participate when giving bonus pay to their employees.

9/20/2011
No More Patents For Cute Tax Tricks

Mobile Shopping/Eating/Diet Application

Create smartphone application to help people plan their diet and then shop and eat. In grocery store, read bar codes and link to calories and nutrients. At restaurants allow easy estimation of portion size.

Email coaching subscription for $20/month.
_______________________________________________

Bar code reader apps are prevalent, and they plug in to online shopping.

Farm To Table Tracking

Provide systems to support 3d bar codes on grocery store products so people can use their mobile phone to see the history of the product from farm to their table.

For animals with RFID tracking, show what/when they were fed, any anti-biotics, days/time outside.

For non-food items, show the crop lifecycle and packaging.

Sell the service first to organic free range growers and get Whole Foods to push the program (as they currently do for eatRightAmerica.com).

For "fair trade" products, show some of the local projects that have been created with the extra funds.

Sunday, December 26, 2010

Business Plan Software

Why is this not SaaS for $9.99?

From Amazon:
Business Plan Pro 15th Anniversary Edition
$44.95


www.liveplan.com
$20/month

"expert advice, built-in help, access everywhere, and more than 500 complete sample business plans, LivePlan makes it easy to create a professional plan"

Saturday, December 25, 2010

ID Theft Monitoring

There are plenty of credit monitoring services. At a slightly cheaper rate, do all of the following:
Credit Bureaus & Criminal Reports & Civil Reports & Liens & Government Data


Investigate other services:
Life Lock (only individuals can put fraud lock on credit reports - means need password to "thaw" and create new credit account.)

Go to:
opt out prescreen.com to reduce junk mail.
think like aspy.com

Thursday, December 23, 2010

Software Defined Radio On A Chip

Make a receive-only software defined radio on a chip. Sell to smartphone vendors. Package into USB stick to allow any device with USB to be radio enabled.

With smartphone's GPS, provide a service to automatically reprogram SDR for various channels (air traffic, police, fire).

Thursday, December 09, 2010

401k Provider

Become a 401k provider.  Like Vanguard and MassMutual.

Provide default opt-in enrollment, "save tomorrow", etc.

Sunday, December 05, 2010

Temperature Monitor Alarm

Repurpose a cheap temperature monitor alarm for use as a freezer alarm. Either allow it to be set to a threshold and then beep and/or wifi connectivity for remote monitoring.

Retail $10 each these could be "stocking stuffer" gifts.
________________________________________________________

20111018:
This has everything for $220.  Home temperature/humidity monitoring.  Stats to web.  Mobile/smartphone/browser access.

USB Temperature Monitor with Email Alerts $129  Rip off.
raw USB based sensor is $35
USB based package for server room $369

Accsense Wireless Monitoring System.  Complies with FDA, JCAHO AABB, and other industry standards.

HomeSaver Temperature and Freeze Alarm $449
Remote monitoring and control with 6 input zones and 4 output control zones for your vacation home or primary residence. Can control up to 4 heating/cooling zones or other systems.

 Works with standard NO/NC alarm sensors like door and window switches, motion-detectors and moisture sensors. Additional temperature sensors may be added and upper and lower temperature limits may be set individually for each one, allowing the unit to act as a temperature or freeze alarm.

 Remotely query AC power status, temperature, and other sensors at any time - and be alerted when an alarm condition occurs. Rechargeable battery backup...
Retail price for temperature sensor only (no interface) is $20 or $12.  With interface to an "M1" is $71.

AcuRite® 8" Professional Digital Weather Center with Forecast / Temperature / Humidity $40 free shipping
Indoor / outdoor temperature (ºF or ºC)
Indoor / outdoor humidity (%RH)
Temperature trend indicator
Humidity trend indicator
Barometric pressure
Pressure trend indicator

Political Campaign Web Hosting

political voice llc
Set up a company to to do website, donation acceptance, and filing of regulatory forms.

Simple website with:
  • blog
  • pics
  • mailing list
  • calendar 
  • news

Accept donations via credit card, paypal, check and process FEC filings.

Reports:
  • donations/fec
  • media mentions
  • web searches 

Thursday, November 25, 2010

Scan Websites For Price Match Guarantee

For websites of online retailers with price match guarantees, allow user to enter:
  • product (TV model, flights) and price
  • how long to compare for cheaper
 Search online for the same product at a cheaper price.  Email user if cheaper price is found.

This is not just a PriceGrabber site.

Revenue potential is minimal.  Display some ads.  Possibly set up a yearly subscription with frequent fliers.

Tuesday, November 23, 2010

Cheap SSL Certificates

Low-cost SSL certificates for intranet applications would be useful.

How to Generate a Certificate from an Internal CA

You can use Group Policy to distribute the following types of certificates to clients.

StartSSL™ - The Swiss Army Knife of Digital Certificates & PKI

Monday, November 22, 2010

Automate Sales Tax Filing

Software to help small business file use tax and sales tax in several states.
California Sales & Use tax forms supported: 401-EZ, 401-A, 401-GS, 401-ASR (Split Rate Form), 1150 prepayment, and schedules A, B, C, G.
$6.95 per filing. Unlimited filings for unlimited clients for $199.00 per year.

Find Your Car In Parking Lot

Is this really a $70 problem? What happens when the key fob is lost or out of batteries?

Auto-Finder FTI-188-00010-10A Essential Kit is $69.97 with free shipping.

A smartphone that has wifi could do the same thing. Put a wifi beacon in the car and the smart phone can home in on it.

When not in a parking ground that blocks GPS, the smart phone GPS would do the work without the wifi beacon.

Saturday, November 13, 2010

Grocery List Organizer

A handheld device for $150 understands voice so the user can speak what grocery store items are needed. The device prints out a categorized list.

How about using a smart phone to do the same thing, without actually printing the list? When discarding a package from the refrigerator, the phone can even take a picture of the bar code to determine the brand and size.

Friday, November 05, 2010

Consulting - PCI Compliance

An IT firm could have a specialty to audit PCI (credit card) security compliance.

All entities, merchants and service providers that store, process, or transmit cardholder data must meet PCI-DSS requirements. Requirements for certification vary depending on the number of transactions an entity processes, and the manner in which they are processed. 



2012.11 This firm provides a swipe device that encrypts and sends info to their service.  Their service then stores and transacts, thus relieving individual storefront from PCI compliance.

ProPay’s MicroSecure™ Card Reader and ProtectPay™ provide a powerful combination for secure, end-to-end credit card payment processing.

Tuesday, October 19, 2010

Windbelt For Water

Adapt this to use floats that move up/down on stream water.

... a Windbelt, is a taut membrane fitted with a pair of magnets that oscillate between metal coils. Prototypes have generated 40 milliwatts in 10-mph slivers of wind, making his device 10 to 30 times as efficient as the best microturbines. Frayne envisions the Windbelt costing a few dollars ...

Wednesday, October 13, 2010

Priced In Gold

Website overlay or browser toolbar/add-on that automatically converts online store prices to the number of ounces/grams. For amazon.com, it would display the price in ounces of silver or grams of gold.

Unlikely to make any revenue.

Thursday, October 07, 2010

Merchant Processing (VISA, MC)

Mobile payment processing startups are appearing. They can roll their own back office, or partner with visa/mc/paypal.

http://www.forbes.com/forbes/2010/1025/technology-mobile-payments-cellphones-fraud-visa-calling_2.html
Bling Nation, a Palo Alto startup that is building an alternative payment system that would bypass Visa entirely. Bling says that by starting with a clean technology slate it can charge merchants half or less of what they pay now. But a major challenge for Bling--or anyone trying to build a payment network from scratch--is that it must first persuade thousands of merchants to buy or rent yet another terminal to sit next to the one they now use for Visa and MasterCard.

Tuesday, September 21, 2010

Facebook Monitoring

Create a firewall/nat/sniffer box to put on corporate networks to sniff users' Facebook activity to "find treasures of connected employees and how work gets done informally".

This will work as long as Facebook continues to use http.  When Facebook goes to https, it will be possible to force a downgrade to http to continue to allow monitoring.

Monday, September 13, 2010

Streaming TV Devices

Service to allow people to buy/lease/rent the device that is located in a major metropolitan area and receives over-the-air signals and transmits on internet to subscriber's device(s).  Subscribers would probably want TV, though could also send radio (AM FM), police scanner, GPS, etc.

  • Slingbox pushes TV across the web. $150 - $262.
  • Boxee provides unification of media sources streaming to a TV. $200.
  •  XBMC is like Boxee, and just for PCs with no hardware currently offered. Using cheap hardware (atom/netbook), create a device similar to the Boxee and load one partition with linux+xbmc. Load another partition with another linux for dual boot. Add a hard drive and the device can also be network storage.
___________________________________________________________

2012 February article in WSJ.
Aereo claims HD quality picture.  That is unlikely, though it will depend on bandwidth/distance/latency.  Includes DVR.
___________________________________________________________

2012 March article in Barron's says $12/month and 40 hours of cloud DVR.  Can record two channels at same time.  Cites a Cablevision court case.

Thursday, September 09, 2010

Online Bill Pay Infrastructure

Provide the infrastructure to allow companies to offer online bill pay.
https://www.xpressbillpay.com/common/documents/faq.php

Tuesday, September 07, 2010

Database Security

Oracle bought database firewall vendor.
http://www.oracle.com/secerno/index.html

"data privacy, protect against insider threats, and enable regulatory compliance."

Company Greenhouse Gas Tracking

Greenhouse gas tracking tied into JD Edwards and Oracle e-business.
http://solutions.oracle.com/partners/ndevr

The pitch is that if you track it, you can manage it and reduce it.

Complies with a couple sustainable standards bodies.

Friday, September 03, 2010

Credit Card Bill Pay

Pay recurring or one-time charges through a credit card. The service is expensive.
The basic service costs $29.95 for 12 months. Which is, indeed, less than a cup of coffee every month. But that price is for payments made from checking or savings accounts. If you elect to pay with a credit card, there's an additional fee of 2.45 percent of the amount charged to the card.

Monday, August 30, 2010

Environmental Compliance Software

Environmental & Safety issues into one easy-to-use system, greatly reducing the amount of time and money spent on EPA and OSHA compliance.

MIRS is stand-alone or web-based.

Sunday, August 29, 2010

Electronic Monitoring (RFID, Bluetooth, WiFi)

Place RFID/Bluetooth/WiFi monitors in front of stores. Read all available information to try to connect the device with a person.

Send the data to a central repository (for correlation) via WiFi and 3g cellular data.

Sell access to the data stream, which would be useful to marketers.

At a more granular level inside stores, place devices in each aisle. In grocery stores, correlate with person's discount card.

Wednesday, August 25, 2010

Caviar Farming

Aqua farming a high-cash crop.

A U.S. ban on imports of some Caspian Sea caviar has contributed to a healthy caviar market. Beluga imports have been banned since 2005 because the fish population has been decimated in the wild.

Emery and other caviar experts point to aquaculture as the future of the caviar industry.

"With no caviar coming in from anywhere. ... the farms are doing well," Emery said.

Petrossian sells an ounce of farmed ossetra caviar for $126 to $170. The same amount of wild sevruga, the smallest variety, sells for prices starting at $314.

Although farmed sturgeon produce caviar faster than in the wild, it is still an expensive business requiring an endless supply of capital and patience.

Tuesday, July 27, 2010

Anonymous Proxy Services

For-fee anonymizing proxy service.

Stability, speed, versatility of websites, security, cost.

Monday, July 19, 2010

Simple Lists

Create website to host people's simple lists such as grocery store shopping lists or collector wish lists. Make it mobile accessible for use while shopping.

Pay per click ads.
___________________________________________

Lists with social collaboration:
TicTacDo Community is a free social productivity service, combining for the first time in the web industry ready-to-use checklists with collaboration features. Be it for every-day activities, for fun or in the workplace, TicTacDo's take care of the planning, enabling you to take action, engage peers instantly, set due dates, outsource to-do's, share comments, and much more.

Surprisingly long feature list.

Create Value From New Coins

Collectors pay a premium for coins that are graded perfect (MS70).

Formula: buy coins; submit to grading company; profit.

This coin sold for $70.01. It does have a special type attribution.

Tuesday, July 13, 2010

CLEC To Capture USF

Find under-served communities and install POTS over broadband to provide both POTS and broadband. May be provided with wires/fiber/or licensed Wi-Max.

Rural telco serves 17 people, rakes in $300K

 ________________________________________
201102
The Federal Communications Commission is set to vote Tuesday to begin work on a blueprint for transforming a subsidy program called the Universal Service Fund to pay for broadband
________________________________________
201109
USDA Community Connect Grant program.
http://ruralcommunitybuilding.fb.org/2011/03/08/usda-community-connect-grants-2011
http://www.rurdev.usda.gov/utp_commconnect.html
http://blogs.usda.gov/tag/community-connect
________________________________________
If USF expands into broadband (instead of abolishing USF), there will be a surge of telecom activity to capture the funding.
October 06, 2011
U.S. regulators proposed overhauling an $8 billion phone subsidy program for landline service to help fund a nationwide expansion of high-speed Internet. ... In 2010, the program paid $4.3 billion to carriers doing business in high-cost areas ... 
Changes to so-called intercarrier connection fees “will result in significant consumer benefits,” Genachowski said. “Consumers can expect reduced costs, better value for their money, or both.”
A coalition of telephone companies led by AT&T Inc. and Verizon Communications Inc. in July asked the FCC to reduce those fees, which can amount to as much as $8 billion annually. ...

The FCC’s push to overhaul the USF program may leave “mom and-pop” telephone providers behind ...
Small phone companies would likely stop offering service and be unable to afford the investment needed to become broadband providers. ...

Thursday, July 08, 2010

Tea Cures

Morning sickness? There's a tea for that

In my first trimester, I was fortunate enough to have a fairly easy time with morning sickness - most of it went away when I ate breakfast - but peppermint tea also would have helped, I was told.
After discussing digestive issues with my obstetrician-gynaecologist, she wrote me a prescription, but told me to try fennel tea, or Fencheltee, first. I have yet to fill the prescription and will probably stick to the tea.


Against the leg cramps that I'm waiting to start any day now, I'm to drink chamomile tea, or Kamillentee. To combat the increased mucous my body produces (“A totally normal thing,” says my doctor), I drink the occasional cup of thyme tea, or Thymiantee.

There is even an herbal tea mixed specifically for pregnant women, appropriately called Schwangerschaftstee, or “pregnancy tea.” I got my leafy mixture at my local Apotheke.
The blend varies and most pharmacies work with midwives to make their mix, but almost all agree they should have Alchemella or Lady's Mantle (Frauenmantel), lemon balm (Zitronen Melisse), nettle (Brennnesseln) and raspberry plant leaves (Himbeerblätter). The first two ingredients are meant to calm and relax while stabilising the influx of hormones in the body. Nettles help the body build up the extra 30 percent blood flow it needs to support the work of growing a baby. The raspberry leaves are the most important. They contain vitamin C, important for boosting my weakened immune system, and calcium and iron to boost the baby's growing bones.


After Baby, I'll have to stop drinking peppermint tea, as midwives say it hinders milk production, and switch to a blend of breastfeeding tea (Stilltee), made of fennel, caraway, anise and fenugreek. According to my experienced mom friends, it's delicious.

Website To Generate 1099s

2010 health care bill supposedly requires 1099 for more than $600 per year.

Create website that will generate PDF of 1099s that people can print to send to their cable/phone/water/internet providers. Maybe even fuel purchases and grocery store purchases.
Use fonts that are difficult to scan.

Allow easy printout with optional mailing label printout.

Consider hooks into state secretary of state filings for the business to get the official business name and address - so it matches for tax purposes.

Put ads on the site.

----------------------------------------------------

IRS Code of 1986
TITLE 26, Subtitle F, Chapter 61, Subchapter A, PART III, Subpart B

§ 6041. Information at source

(a) Payments of $600 or more

All persons engaged in a trade or business and making payment in the course of such trade or business to another person, of rent, salaries, wages, amounts in consideration of property, premiums, annuities, compensations, remunerations, emoluments, gross proceeds, or other fixed or determinable gains, profits, and income (other than payments to which section 6042 (a)(1), 6044 (a)(1), 6047 (e),6049 (a), or 6050N (a) applies, and other than payments with respect to which a statement is required under the authority of section 6042 (a)(2), 6044 (a)(2), or6045), of $600 or more in any taxable year, or, in the case of such payments made by the United States, the officers or employees of the United States having information as to such payments and required to make returns in regard thereto by the regulations hereinafter provided for, shall render a true and accurate return to the Secretary, under such regulations and in such form and manner and to such extent as may be prescribed by the Secretary, setting forth the amount of such gross proceeds, gains, profits, and income, and the name and address of the recipient of such payment.

Wednesday, June 30, 2010

Track Business Legal Filings

Business items that could lead to court filings may be tracked.

Overview of liens.

Lien deadline calculator is free. $295 for paperwork needed to file lien.

Tuesday, May 18, 2010

Sell Merchant Processing Equipment

POS terminals, wireless solutions, peripherals and supplies, designed to save both time and money while helping merchants make the most of consumer preferences.

MasterCard®, Visa®, PIN-secured and signature debit cards, American Express®, Diners®, Discover® Network, and JCB® cards; checks and gift cards.

TeleCheck Electronic Check Acceptance® (ECA®) program converts paper checks into electronic transactions at the point of sale and deposits these funds into the merchant's direct deposit account (DDA) generally within two business days.

Gift Card Solutions.

Merchant Cash Advance program can help merchants turn future credit card sales into working capital and access up to $150,000 per location, in as little as 5 days.

Merchant Club, an exclusive program which includes select discounted supplies and equipment warranty programs based on your merchant type.

Thursday, April 29, 2010

Monitor Route Changes

Useful for the public web. An appliance could be used for internal webs.

... receive real-time Internet alarms that are triggered by various routing changes and incidents to your selected networks.
Hijacked Network
Hijacked Subnetwork
Unreachability
Unexpected Routed Network
Unexpected Route
Unexpected Activity
Networks Disappeared
Unavailable Subnetwork
Rapid Route Change

Monday, April 19, 2010

Text Messaging Listserve

Notifyall.com provides a listserve service specifically for text messaging.

Wednesday, April 14, 2010

Fuel Tax Refund

Truckers have paper and electronic fuel tax recording and reporting. For small users, such as owners of LLCs that don't have vehicles registered commercial, can they file for fuel tax refund?

If so, create a very cheap ($10/year) to allow for recording of fuel tax and submission of reports.

Data entry via:
manual entry;
scans of receipts;
pulls from credit card sites.

-------------------------
2010.10
http://www.myfleettools.com/myfueltax.htm
Starts at $50/year.

Wednesday, March 24, 2010

Electronic Signature Service

Track contract paperwork through signing and filing.

EchoSign is the web’s #1 electronic signature service allowing you to get your documents signed in minutes rather than days. EchoSign accelerates your document signing process with instant fax or e-signatures, tracks your team performance and their contracts’ status in real time and stores all your signed agreements.

Article - How To Patent

Online Billing Service

For simple recurring billing, Cheddar Getter provides a plug-in subscription management and recurring billing system.
Simply plug in your merchant account credentials, and CheddarGetter will begin charging your customers immediately.








----------------------------------------------------------------
201106
Mental health practice billing and practice management system. https://www.psyquel.com/default.htm

Some programs (e.g., CarePaths and MyClientsPlus) charge a monthly fee, while others (e.g., PsyQuel) charge per claim.

----------------------------------------------------------------
201108
Bill.com is a bill payment service for small and medium size companies. For $19.95 per month you get: + Synchronization with Quickbooks and your calender. + ePayments at $0.49 + Check payments sent by Bill.com.

----------------------------------------------------------------
FreshBooks
Benefits
Makes it easy for your clients to pay you
Save time billing and get paid faster
Easy to use and a quick setup
Look professional
Free account or 30 day money back guarantee
Features
Create, send and manage your invoices online
Track time and expenses for you and your staff
Accept online payment with PayPal
Keep track of who paid you
Automatically send late payment reminders

----------------------------------------------------------------
201109
Solar leasing companies need CRM and billing.
SolarCity SunRun Sungevity

----------------------------------------------------------------
201109
Chargify does "recurring revenue billing".  "flat-rate, metered-usage, and per-seat pricing, as well as discount coupons."
Free - $349/month/2000 users
 
----------------------------------------------------------------
2012
Services such as OrderGroove, Zuora, and Memberly provide platforms that automate the billing and processing of subscribers' recurring payments, no coding required. The pricing varies according to the size and volume of the business.

Tuesday, March 23, 2010

Beverage

These bottled and canned beverages have minimal market shares, with strong followings in small geographic areas. Some manufacturers could be termed craft brewers.

www.guaranaantarctica.com.br makes a beverage with guarana seeds (double caffeine of coffee beans). Lightly carbonated with mint.

http://fentimans.com/range.php bottles several beverages, one with dandelion, burdock, and aniseed.

Single Sign On & Password Self Help

Password self help and single sign on solutions could be packaged together.

Sunday, March 21, 2010

RACF Query Tool

Cost unknown for a light weight RACF management tool.

ERQ is an automated RACF administration & reporting utility that is simple, powerful, and best of all, inexpensive! ERQ is ISPF driven. With the push of a key, reports may be produced, RACF commands may be automatically generated, and ‘clean-up’ tasks may be streamlined - with little or no training necessary. Extensive field help messages guide the user through the product. In Addition, ERQ enables RACF analysts to create their own custom RACF applications using a set of straightforward ISPF services.

Friday, March 12, 2010

Virtual Visa & Currency Conversion

A couple notable features from EntroPay are a virtual prepaid Visa to use online.

They also enable affiliate payments through their product.

Tuesday, March 09, 2010

General Info - List Of Cloud Infrastructure Providers

AppFirst provides SaaS application performance monitoring of Windows and Linux servers.

Cloudant is an integrated data management, search, and analytics engine. noSQL data.

Conformity provides enterprise-class management and governance platform for cloud applications.

CubeTree changes how employees, partners and customers connect and collaborate.

GoodData provides a cloud business intelligence platform. No cost to start.

Layerboom provides cloud creation and cloud management with a virtualization appliance which enables fast cloud implementation. Transform your existing servers into a cloud environment.

Makara deploys and manages Java and PHP applications on public clouds and private clouds.

Neo Technology is in the emerging "graph database" category built on the Neo4j open source project.

SaaSure allows for easier, cost-effective management of cloud and web applications.

SendGrid solves email problems including deliverability, scalability, metrics, and the time consuming tasks to implement email features such as unsubscribe links, anti-spam regulations, and corporate branding.

Cloudkick simplifies use and management of cloud servers, such as Amazon's EC2.

New Relic, Inc. offers a SaaS web application performance management solution to monitor application performance and detect, diagnose, and fix performance problems in Java and Ruby on Rails applications. Starter version is free.

-------------------------------------------

2011 July:
San Antonio, TX-based hosting big Rackspace has bought San Francisco's Cloudkick. ... The startup make it easier to manage web applications on cloud infrastructure offered by companies like Amazon, Rackspace, and Slicehost. Its services include dashboards, email alerts, and graphs that show how an app is performing.

Terms of the deal were not disclosed. Was Cloudkick unprofitable and running out of money, or did Rackspace simply find it cheaper to buy out the startup rather than rolling their own?

CloudKick charges $100 to $4000 per month and say they have thousands of customers ...

Monday, March 08, 2010

Gold/Silver IRA Custodian

Yearly account fee is just $100.

What type of gold can be held in my IRA?

The United States government currently allows Gold American Eagles and Gold proof American Eagles in gold IRA’s.

Gold American Eagles are mass produced bullion coins. The value of these gold bullion coins is tied to the gold price. The price of gold fluctuates moving up and down like a heart monitor. This fluctuation in the price is directly tied to investors that buy and sell and buy and sell in an attempt to take advantage of the price volatility. Under the Executive Order of 1933 issued by FDR, gold bullion coins are subject to confiscation by the U.S. government during times of national crisis. Gold American Eagles are instantly liquid.

The U.S. Mint, specifically having retirement accounts in mind, designed gold proof American Eagles. Proof Gold has a limited supply. Each year only a certain number of gold proof coins are produced for IRAs resulting in a scarcity which may cause them to outperform the generic American Eagles 1 ½ to 2 times. The Gold proofs are exempt from confiscation under the Executive Order of 1933. Each proof American eagle is delivered to your government required third party storage facility with its own official U.S. Mint Certificate of Authenticity. These gold coins have “United States Government Backing” which, like the dollar, means they are recognized and accepted in major investment markets around the world. This gold is also instantly liquid.

How to put gold in an IRA

Taking possession of your IRA gold is qualified as a distribution. Under that circumstance, the IRS requires that a possible penalty and the appropriate taxes be paid. To avoid the penalty and taxes you want to have your IRA gold stored at a depository through the gold IRA custodian we provide.

Investors that want to take advantage of a gold IRA use an already designated specialized precious metals depository for the storage of gold. The depository offers a secure safekeeping service and provides easy access for the physical delivery of your gold.

How will my gold be physically stored?

When your metal is shipped to your depository, the shipment will be opened to inspect the contents. After inspection, the contents will be deposited as follow:

Your gold is repackaged after verification and stored separately. This ensures you will receive the exact material as was deposited when you decide to sell, exchange, or take an in-kind distribution (take personal possession of the material) of your gold.

Is gold the only asset I can hold in my IRA?

Absolutely not. Your precious metal IRA is self-directed which means you have complete control over how you allocate the funds within your IRA. So when you are ready to sell the gold in your IRA we just push a button and your gold is released back into the market and the cash shows up in a cash account within your IRA itself. You then have the option of selecting stocks, bonds, mutual funds, and money market accounts so you dont have to go through the trouble of transfering your IRA to a new custodian.

Do I get a statement on a regular basis for my gold IRA?

Yes. Statements are sent out regular mail on a quarterly basis. You can also view your account online anytime. Additionally, we sign you up for an automatic email alert so when your IRA gold account moves up 25% you are automatically notified. The percentage can be set at any amount for the investor that wants more frequent updates, instruct one of our account representatives to set the alert at a lower percentage.

What are the fees for establishing a self-directed gold IRA?

The fees are as follows:

One time IRA Set-Up Fee: $15 (waived)

First year annual IRA fee: $60 (waived)

Annual IRA Storage Fee: $100

How long does it take to get my IRA or 401k rolled over into a gold IRA?


The process from start to finish can take anywhere from 5 to 21 days. Our team of retirement account specialists works with your existing custodian to expedite your IRA transfer or 401k rollover.


---------------------------------------------------------
2009.03.17

Be a non-bank trust company to provide IRA custodian services for qualified retirement accounts (traditional, SEP, Roth, simple) to allow participants to access more diversified investments. Allow others (beyond the participant) to be trustee or fiduciary.
Provide quarterly account statements, tax reporting of distributions, and state and/or federal withholding for early withdrawal.
Provide escrow and paying agent services for business and investment related transactions (provided custodian company has no discretion with regard to investment of assets).

American Eagle gold, silver, and platinum coins, other coins as allowed under Internal Revenue Code §408(m)(3), and other precious metal products that meet the minimum fineness requirements and are manufactured by a NYMEX or COMEX approved refiner/assayer.

Account Application
Fee Precious Metals IRA
One-Time Establishment Fee $15
First Year Annual Fee $50
Annual Renewal Fee $50

List of IRA custodians

Publication 590 (2009), Individual Retirement Arrangements (IRAs)

Does custodian need IRS approval before accepting accounts?

__________________________________________________________

Is the physical storage outsourced?
... risk of storing the precious metals is assumed by a Custodial Trust Company.

Tuesday, March 02, 2010

PayPal Money Processing

Wired magazine has an informative article on how PayPal has opened their payment processing to enable new forms of money transactions.

Some article highlights:
value of credit credit cards vs. house cards
fees of credit cards - MasterCard's highest fee is over 3%

Other ways to pay:
twitpay
zong
square
getgiving
hub culture

It appears fees may range from 3% down to .9%.

Monday, March 01, 2010

Dog Repeller

Motion detector that emits ultrasonic for $100.



Other models for $80 - $120.

MSWindows Monitor (Display) Zoom Tool

$299 for a zoom program on a USB stick.

Monday, February 22, 2010

Personal Monitors for vitamin D and serotonin

Like the portable blood sugar monitors used by diabetics, create a portable monitor for vitamin D and serotonin.  Though there are no meds (just diet & exercise) to lower insulin, also test for insulin.

  This is a prediction:
I actually have more confidence of this appearing by 2016. The prediction is that a portable vitamin D sensor device will be invented. It will allow people to have their blood levels of vitamin D tested within two minutes, with either a tiny blood draw (such as with diabetic blood glucose testers) or, even better, a laser or infra-red detection technology that's non-invasive. The widespread use of such devices could revolutionize health by pinpointing people who are deficient in vitamin D. A deficiency, as you probably know, causes cancer, diabetes, obesity, heart disease, depression, osteoporosis and many other diseases. 

_______________________________________________________________________
2011.11
USA Today newspaper insert.

Monday, February 15, 2010

Physical Metals Accumulation Program

Like an old-fashioned bank "Christmas Club".


pfgpreciousmetals.com offers a $50/month silver $100/month gold accumulation program.


https://silversaver.com
You accumulate .999 pure physical silver at a 7.8% premium over the SilverSaver Base Price after your instant rebate. 
Set Up an Automatic Saving Schedule and Add 20% of the Premium to Your Silver Savings!
Introduce Others to SilverSaver and Receive 50% of the Premium Each Time They Save with Our Silver Rewards!
______________________________________________
http://www.goldcore.com/products_services/goldsaver
The GoldSaver Account allows anyone to buy and save gold online from just €150 per month.
GoldSaver gold holdings are purchased from the Perth Mint of Western Australia. It is stored in their secure vaults, insured and government guaranteed by the AAA rated Western Australian government. Deposits and gold holdings are also independently verified by our auditor on a monthly basis.

Postal Coding

$4800 year one. $2400 thereafter.
CASS Certified Postal Coding Software and Data

Thursday, February 11, 2010

Personal Radiation Monitor

Personal radiation meter targeted toward frequent medical xray patients, frequent flyers, and TSA workers.

Provide one or multiple devices to be worn.  Subscription service.  Include paper location tracking log or tie into cell phone locations.  Provide mailing envelope for processing.

Make the devices appear to be clothing "bling" - without metal to allow the device to be sent through TSA checkpoints without further review.

-------------------------------------------------------------------------

Device that detects xrays and stores/transfers the readings to phone/wifi/bluetooth.  Allows detection of TSA mobile xray vans.