Electronic Signature Service

Track contract paperwork through signing and filing.

EchoSign is the web’s #1 electronic signature service allowing you to get your documents signed in minutes rather than days. EchoSign accelerates your document signing process with instant fax or e-signatures, tracks your team performance and their contracts’ status in real time and stores all your signed agreements.

Article - How To Patent

Online Billing Service

For simple recurring billing, Cheddar Getter provides a plug-in subscription management and recurring billing system.
Simply plug in your merchant account credentials, and CheddarGetter will begin charging your customers immediately.








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201106
Mental health practice billing and practice management system. https://www.psyquel.com/default.htm

Some programs (e.g., CarePaths and MyClientsPlus) charge a monthly fee, while others (e.g., PsyQuel) charge per claim.

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201108
Bill.com is a bill payment service for small and medium size companies. For $19.95 per month you get: + Synchronization with Quickbooks and your calender. + ePayments at $0.49 + Check payments sent by Bill.com.

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FreshBooks
Benefits
Makes it easy for your clients to pay you
Save time billing and get paid faster
Easy to use and a quick setup
Look professional
Free account or 30 day money back guarantee
Features
Create, send and manage your invoices online
Track time and expenses for you and your staff
Accept online payment with PayPal
Keep track of who paid you
Automatically send late payment reminders

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201109
Solar leasing companies need CRM and billing.
SolarCity SunRun Sungevity

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201109
Chargify does "recurring revenue billing".  "flat-rate, metered-usage, and per-seat pricing, as well as discount coupons."
Free - $349/month/2000 users
 
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2012
Services such as OrderGroove, Zuora, and Memberly provide platforms that automate the billing and processing of subscribers' recurring payments, no coding required. The pricing varies according to the size and volume of the business.

Beverage

These bottled and canned beverages have minimal market shares, with strong followings in small geographic areas. Some manufacturers could be termed craft brewers.

www.guaranaantarctica.com.br makes a beverage with guarana seeds (double caffeine of coffee beans). Lightly carbonated with mint.

http://fentimans.com/range.php bottles several beverages, one with dandelion, burdock, and aniseed.

Single Sign On & Password Self Help

Password self help and single sign on solutions could be packaged together.

RACF Query Tool

Cost unknown for a light weight RACF management tool.

ERQ is an automated RACF administration & reporting utility that is simple, powerful, and best of all, inexpensive! ERQ is ISPF driven. With the push of a key, reports may be produced, RACF commands may be automatically generated, and ‘clean-up’ tasks may be streamlined - with little or no training necessary. Extensive field help messages guide the user through the product. In Addition, ERQ enables RACF analysts to create their own custom RACF applications using a set of straightforward ISPF services.

Virtual Visa & Currency Conversion

A couple notable features from EntroPay are a virtual prepaid Visa to use online.

They also enable affiliate payments through their product.

General Info - List Of Cloud Infrastructure Providers

AppFirst provides SaaS application performance monitoring of Windows and Linux servers.

Cloudant is an integrated data management, search, and analytics engine. noSQL data.

Conformity provides enterprise-class management and governance platform for cloud applications.

CubeTree changes how employees, partners and customers connect and collaborate.

GoodData provides a cloud business intelligence platform. No cost to start.

Layerboom provides cloud creation and cloud management with a virtualization appliance which enables fast cloud implementation. Transform your existing servers into a cloud environment.

Makara deploys and manages Java and PHP applications on public clouds and private clouds.

Neo Technology is in the emerging "graph database" category built on the Neo4j open source project.

SaaSure allows for easier, cost-effective management of cloud and web applications.

SendGrid solves email problems including deliverability, scalability, metrics, and the time consuming tasks to implement email features such as unsubscribe links, anti-spam regulations, and corporate branding.

Cloudkick simplifies use and management of cloud servers, such as Amazon's EC2.

New Relic, Inc. offers a SaaS web application performance management solution to monitor application performance and detect, diagnose, and fix performance problems in Java and Ruby on Rails applications. Starter version is free.

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2011 July:
San Antonio, TX-based hosting big Rackspace has bought San Francisco's Cloudkick. ... The startup make it easier to manage web applications on cloud infrastructure offered by companies like Amazon, Rackspace, and Slicehost. Its services include dashboards, email alerts, and graphs that show how an app is performing.

Terms of the deal were not disclosed. Was Cloudkick unprofitable and running out of money, or did Rackspace simply find it cheaper to buy out the startup rather than rolling their own?

CloudKick charges $100 to $4000 per month and say they have thousands of customers ...

Gold/Silver IRA Custodian

Yearly account fee is just $100.

What type of gold can be held in my IRA?

The United States government currently allows Gold American Eagles and Gold proof American Eagles in gold IRA’s.

Gold American Eagles are mass produced bullion coins. The value of these gold bullion coins is tied to the gold price. The price of gold fluctuates moving up and down like a heart monitor. This fluctuation in the price is directly tied to investors that buy and sell and buy and sell in an attempt to take advantage of the price volatility. Under the Executive Order of 1933 issued by FDR, gold bullion coins are subject to confiscation by the U.S. government during times of national crisis. Gold American Eagles are instantly liquid.

The U.S. Mint, specifically having retirement accounts in mind, designed gold proof American Eagles. Proof Gold has a limited supply. Each year only a certain number of gold proof coins are produced for IRAs resulting in a scarcity which may cause them to outperform the generic American Eagles 1 ½ to 2 times. The Gold proofs are exempt from confiscation under the Executive Order of 1933. Each proof American eagle is delivered to your government required third party storage facility with its own official U.S. Mint Certificate of Authenticity. These gold coins have “United States Government Backing” which, like the dollar, means they are recognized and accepted in major investment markets around the world. This gold is also instantly liquid.

How to put gold in an IRA

Taking possession of your IRA gold is qualified as a distribution. Under that circumstance, the IRS requires that a possible penalty and the appropriate taxes be paid. To avoid the penalty and taxes you want to have your IRA gold stored at a depository through the gold IRA custodian we provide.

Investors that want to take advantage of a gold IRA use an already designated specialized precious metals depository for the storage of gold. The depository offers a secure safekeeping service and provides easy access for the physical delivery of your gold.

How will my gold be physically stored?

When your metal is shipped to your depository, the shipment will be opened to inspect the contents. After inspection, the contents will be deposited as follow:

Your gold is repackaged after verification and stored separately. This ensures you will receive the exact material as was deposited when you decide to sell, exchange, or take an in-kind distribution (take personal possession of the material) of your gold.

Is gold the only asset I can hold in my IRA?

Absolutely not. Your precious metal IRA is self-directed which means you have complete control over how you allocate the funds within your IRA. So when you are ready to sell the gold in your IRA we just push a button and your gold is released back into the market and the cash shows up in a cash account within your IRA itself. You then have the option of selecting stocks, bonds, mutual funds, and money market accounts so you dont have to go through the trouble of transfering your IRA to a new custodian.

Do I get a statement on a regular basis for my gold IRA?

Yes. Statements are sent out regular mail on a quarterly basis. You can also view your account online anytime. Additionally, we sign you up for an automatic email alert so when your IRA gold account moves up 25% you are automatically notified. The percentage can be set at any amount for the investor that wants more frequent updates, instruct one of our account representatives to set the alert at a lower percentage.

What are the fees for establishing a self-directed gold IRA?

The fees are as follows:

One time IRA Set-Up Fee: $15 (waived)

First year annual IRA fee: $60 (waived)

Annual IRA Storage Fee: $100

How long does it take to get my IRA or 401k rolled over into a gold IRA?


The process from start to finish can take anywhere from 5 to 21 days. Our team of retirement account specialists works with your existing custodian to expedite your IRA transfer or 401k rollover.

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Be a non-bank trust company to provide IRA custodian services for qualified retirement accounts (traditional, SEP, Roth, simple) to allow participants to access more diversified investments. Allow others (beyond the participant) to be trustee or fiduciary.
Provide quarterly account statements, tax reporting of distributions, and state and/or federal withholding for early withdrawal.
Provide escrow and paying agent services for business and investment related transactions (provided custodian company has no discretion with regard to investment of assets).

American Eagle gold, silver, and platinum coins, other coins as allowed under Internal Revenue Code §408(m)(3), and other precious metal products that meet the minimum fineness requirements and are manufactured by a NYMEX or COMEX approved refiner/assayer.

Account Application
Fee Precious Metals IRA
One-Time Establishment Fee $15
First Year Annual Fee $50
Annual Renewal Fee $50

List of IRA custodians

Publication 590 (2009), Individual Retirement Arrangements (IRAs)

Does custodian need IRS approval before accepting accounts?

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Is the physical storage outsourced?
... risk of storing the precious metals is assumed by a Custodial Trust Company.

PayPal Money Processing

Wired magazine has an informative article on how PayPal has opened their payment processing to enable new forms of money transactions.

Some article highlights:
value of credit credit cards vs. house cards
fees of credit cards - MasterCard's highest fee is over 3%

Other ways to pay:
twitpay
zong
square
getgiving
hub culture

It appears fees may range from 3% down to .9%.

Dog Repeller

Motion detector that emits ultrasonic for $100.



Other models for $80 - $120.

MSWindows Monitor (Display) Zoom Tool

$299 for a zoom program on a USB stick.