VITAband Purchasing Chip & Medical ID Bracelet

Implement this in a smartphone app.
-----------------------------------------------------------------

Medical ID bracelet:
Identification
Relevant medical history/information
Emergency contacts

VITAband links to an online electronic health record called the Emergency Response Profile (ERP). The ERP is created by the user and includes critical information such as emergency contacts, allergies, health conditions etc. It goes one step further, though, with the added feature of contactless payment technology by Visa payWave using The VITAband Visa Prepaid Chip.

Year 1    Year 2VITAband one-time purchase:    $39.95
Annual subscription fee:    $19.95    $19.95



What are the fees associated with The VITAband Visa Prepaid Chip and Companion Card?
Account Enrollment Fee: $ 0.00
ATM Cash Withdrawal Fee - Domestic: $ 1.00 per transaction
ATM Cash Withdrawal Fee - Foreign: $ 2.50 per transaction
Auto Phone System Call Fee:  $ FREE
Customer Service Call Fee (Live Agent): $ FREE (first two calls) $2.50 thereafter
Signature Purchase Fee - Domestic: $ FREE
ACH Value Reload Fee - Deposit: $ FREE
Reload Fee – Check/Cash: $ FREE
Reload Fee - PAN: $ 2.50 per load via credit/debit card
Monthly Maintenance Fee: $FREE
Additional Lost/Stolen Card Replacement Fee: $ 5.00 per Card after first Companion Card; when Companion Card is reissued or replaced for any reason $5.00 (first lost/stolen replacement is free)
Replacement Card Fee $5.00 (first replacement Card free, $5.00 per request thereafter)
Paper Check Fee: $10.00 (charged if a check is issued for funds on your Card Account)
Paper Statement Copy Fee: $ 5.00 (per monthly statement requested)

How much money can I load onto my VITAband Visa Prepaid Card?
Users can load up to $500 per load and can maintain a maximum balance of $500.